Privacy and Security Statements
Why your information is safe at HealthInsurance.com
Our Privacy Policy
Your health insurance is a serious matter, and at
HealthInsurance.com the privacy and security
of your information is our number one concern. In
order to protect your privacy, we have adopted the
following policy:
Guiding Principles
Based on feedback from our visitors, we have developed
the following privacy principles:
- Notice:
Through
this privacy policy and any updates
to this policy, all of our users will be
fully informed about how information collected on HealthInsurance.com
will and will not be used.
- Choice:
Users are given
a choice about how their information
is going to be used, and they will be allowed
to opt-out of any uses of their information
not related to the processing of their health
insurance application.
- Access:
Users will
have access to their information
that is collected on HealthInsurance.com
website.
- Security
Users can be assured
that HealthInsurance.com
uses security features to protect
their information from unauthorized access.
- Chain-of-trust
Whenever HealthInsurance.com works
with partner or service companies, we require
that these partners uphold our users' privacy.
Your Data
You are required to provide certain information in order to use the helpful services
on HealthInsurance.com. Some of this information
is general information on your company (such
as the name of your company, a contact person,
address, phone number,
and e-mail address), which is referred to as "Registration Data".
As part of the application process, we may contact
you and your employees to assist your company in completing your insurance application, and alert
you to additional benefits that you can provide to your
employees through HealthInsurance.com.
We also may send you and your employees customer satisfaction surveys so that we can receive
feedback on how
we can improve our services. If you would
not like us to contact you in this manner, you can
notify us using the contact information below. In addition, we may notify you and your employees of additional products and services that
might be of interest to you from HealthInsurance.com
or our business partners. When utilizing
our site, you and your employees will each be given
the option
during the registration process, and may contact us via e-mail or U.S. mail, whether you would like to receive
these promotional offers. In any circumstance, HealthInsuance.com will never rent, sell, trade, or barter
your Registration Data
to any third
party.
In addition to Registration Data, you and your employees will need to provide additional information
to complete an application for insurance
("Application Data"). Any health-related
Application Data will only be used for processing
your specific request for health insurance coverage, whether provided on our website, via fax,
or via mail. All health-related Application
Data will only be provided to our service partners (e.g., insurance carriers) who need the information in
processing your
application for health insurance.
We may use Application Data that does not contain any health or health-related
information when the use of such data is
required to fulfill your specific requests
for additional products and services. In such cases we may share this information
with
service providers required to fulfill these requests.
In certain instances, HealthInsurance.com may reveal
general, aggregated data about our Web site
(e.g., how many users we have in a particular geographic area). Such data will not contain any
personally identifiable
information.
You also have the option of reviewing your information and correcting any information. Such requests can
be made via e-mail or U.S. mail using the contact information below.
Security
HealthInsurance.com securely collects and
transfers your information using
encryption technology. We retain these records
to make our services easier and more personalized
each time you visit the site. We employ Secure
Socket Layer (SSL) encryption
for all of your information entered on the site. SSL encrypts your information as it travels from your browser
to our servers, and from our server back to your browser. Your browser must support SSL in order to fully
access our site.
Please note that
e-mail communications are not secure and should not include any sensitive information, including any health
information or your login ID or password.
In addition, we maintain security measures at our physical
offices to ensure that only our staff that
are assisting you in the application process
have access to your information.
In each user session, HealthInsurance.com may use "cookie" technology
to reduce the time required for you to submit
your requests. These cookies are small bits of code, which enable a Web site to "personalize" itself
for each user. No other company has access to these cookies.
Our Partners
If you accessed our site through
one of our affiliate
partner's web sites or if you are on a co-branded
site, we may share your Registration Data with this
business partner. However, our agreements
with our business partners require them to
maintain a privacy policy that respects your privacy. If you would not like us to share your
Registration Data, you can indicate
this while registering or by notifying us using the contact information below. In
addition, in no case will we ever
share any health or health-related
information with our business partners.
If
you are accessing our site through
a co-branded association
site, we may share your Registration Data
and whether you purchased insurance through HealthInsurance.com with the referring association.
Such information provided to the association
will be used in accordance with the association's privacy policy. We encourage
you
to contact the referring
association directly
for more information on its privacy policy. In no case will we share any
health or health-related information with
the
association. If you would like to
prevent your Registration Data from being
shared with the referring association, you can contact us
via e-mail at customersupport@healthinsurance.com.
Please
note that HealthInsurance.com is not responsible for the content
or privacy practices of non-HealthInsurance.com
websites to which the HealthInsurance.com website may link.
Updates to the Privacy Policy
Any changes to our privacy policy
will be posted on
our Web site at least ten (10) days in advance
of implementation. Information collected before changes
are made will be
secured according
to our
previously applicable privacy
policy.
Contact
If you have any questions about our
privacy policy,
please
contact us by one of the following methods:
By
e-mail:
customersupport@healthinsurance.com
By U.S. Mail:
HealthInsurance.com
Attn. Privacy
3030 South Bundy Drive
Los Angeles, CA 90066 |